Retirement Advisory

Administrate less, achieve more.

Benefits administration isn’t easy. But don’t let its challenges keep you awake at night.Provider Selection on PointYou have so many provider options that choosing can be overwhelming. But we know how to find the one(s) that meets your needs and your budget. Whether you want to better leverage your existing solution or find a new one, we’ll provide guidance that can help you feel confident in your decision. Our solution review process is designed to be vendor-agnostic so you get a clear view of the technologies available. We offer: Benefits experience hard to find elsewhere A preferred-providers network with well-vetted vendors that lead the way in expertise, technology and support A proprietary decision support tool that makes it easier than ever to pinpoint your ideal providerImplementation Made EasierIdentifying the right solution is the critical first step. How you implement it is equally important. You can take advantage of our wide variety of implementation models that help make putting your new system into place as painless as possible.Want some help? Our in-house team can act as both your advocate and resource network to make sure that you get exactly what you signed up for and know how to make the most of it. Client relationship manager: Your technology specialist in the selection process Project manager: Manages all aspects and participants in the implementation process Implementation specialist: Manages the data gathering and quality process and site builds for specific preferred-vendor relationships Account manager: Manages the day-to-day issues that arise after implementation, including data issues for specific preferred-vendor relationships EDI team: Facilitates EDI builds for specific relationships

Offer employees a more secure future.

Your employees might not think about needing long-term care, especially if they feel young and healthy. But that's exactly the right time for you to help them plan for the future.Baby boomers and successive generations will enjoy unprecedented longevity compared to previous generations. The upside is obvious. Unfortunately, a longer life also increases the likelihood of experiencing a chronic health condition that requires costly LTC. We can help you protect the financial future of your employees – and your business – with an affordable employer-sponsored long-term care insurance program that: Protects their retirement plan. An ounce of prevention now can avert the disaster that an LTC episode can bring to financial portfolios. Gives them a choice about care. Although Medicare and Medicaid pay for some LTC costs, coverage may be limited. Eases the burden on their family members. LTC insurance allows family members to be involved in the caregiving process without being the primary provider.Benefits That Fit You and Your EmployeesBenefits of offering your employees access to an employer-sponsored LTC insurance plan include important tax advantages and other valuable features: Simplified issue coverage: No separate pricing structures for different genders. Guaranteed issue coverage Corporate discounts 100% portability Ease of enrollment: Online and call center support are always available. One-on-one telephone consultations: Experience account management that’s easy and personable. Fill the gap in your benefits portfolio by offering an employer-sponsored LTC insurance plan along with your other benefits offerings. Long-term care insurance can be confusing, and it’s critical that employers partner with a qualified advisor who can guide them and make it easy. Your advisor can help you own meaningful benefits that address your needs. Are you ready? For a deeper dive, click here.

Bridge the retirement gap with thoughtful design.

Your company depends on the talents of its key executives. They depend on you to help them save for retirement. Unfortunately, government rules restrict the amount of money these highly compensated employees can contribute to tax-deferred plans, like a 401(k). In fact, they may be able to replace only 30% to 50% of their salary — unless you offer a deferred compensation plan. And we know exactly how to give you this serious recruiting and retention advantage.A properly designed deferred compensation plan allows you to provide your top performers an affordable, nonqualified solution to the "retirement gap." Whether they're domestic or international employees, we can design, implement and administer a highly personalized plan that benefits both them and your company.Your affordable, tailored plans will be smoothly executed and are backed by financing options, an implementation timetable and plan administration services, including: Participant investment option processing Contribution earnings/losses allocation Maintenance of balance information Calculation and tracking of vesting schedules and distributions Creation of plan liability reports for asset rebalancing